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MasterCard Note Causes Remote Key Injection Confusion

Written by Evan Schuman
July 9th, 2009
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Just a few weeks after it roughed up Level 2 merchants with demand for on-site assessments, a dustup with MasterCard was causing confusion about their remote key injection policy. A Gartner report this week–carried by Computerworld–said that MasterCard was rejecting it.

MasterCard indeed changed its policy regarding using remote key injection to install new encryption keys on point-of-sale (POS) systems, but the change was only to ban when the hardware is not already PCI compliant. If it’s PCI compliant–which many are–then it’s not an issue. “Our customers and vendors can use Remote Key Injection services to upgrade the terminals if those services meet all aspects of the PCI Pin Security Requirements,” said a MasterCard clarifying statement issued Friday (July 10).


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Kill All The Passwords

This article does mention, but does not give enough attention to, the fact that the attacks discussed are only feasible when the encrypted password file can be copied and subjected to an offline attack. The trick is to have authentication performed on a separate, much more strongly secured host - such as an Active Directory Domain Controller, or a Kerberos server, or a NIS+ server, or even using something as banal as an LDAP-over-SSL authentication dialog. In these environments, the odds of the "password file" being stolen and subjected to an offline attack go to near zero, and only online attacks may be carried out by the attacker. With sensible exponential backoff between failed password attempts, lockout after a modest number of failed attempts on a single account, and pattern detection, that minimum 7 character password is quite secure enough. Passwords aren't dead yet for security purposes, and they will be with us for a very long while to come for practical purposes. The trick is to employ them correctly. Read more...
The possibilities you describe are years away from being implemented at best, so for the moment passwords are an ugly reality. Luckily, password managers can easily manage hundreds of passwords of any length. The only thing a user needs to remember is the master password. It seems like an easier task to educate users on how to use password managers rather than implement complex security technology on a global basis. Read more...